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Individuals

Your New Healthcare Solution

What is HIPnation Primary Care?

  • 24/7 access to your personal HIPnation Primary Care Physician
  • No additional cost to talk with your doctor (via office visit, phone, secure text, telemedicine)
  • No primary care copays or deductibles
  • Personalized, extended office visits for holistic care

What are the HIPnation Benefits?

  • Closer relationship with your personal Primary Care Physician = a healthier you
  • A healthcare advocate to help you navigate the healthcare system
  • Same day or next day appointments for sick visits or health-issue concerns

The HIPnation Advantage

  • Significantly reduced costs for labs, specialty visits, and imaging
  • Our doctors have direct contact with specialists in the HIPnation community to call on your behalf—that’s specialty advice right in the primary care office!
  • Service-oriented, quality care
  • Overall cost savings

It’s time to UPGRADE to Smarter Healthcare.

Complete Care

In the traditional model it can take weeks to get an appointment, physicians and patients can both feel rushed in the appointment, and you generally need to be seen in the office to receive treatment.

With HIPnation, a personal HIPnation Primary Care Physician is the foundation of our healthcare solution.

Personalized: Use extended office visits so your physician can really get to know the whole you.

Convenient: Use secure text or telemedicine to determine if an office visit is even warranted.

Holistic: Discuss all aspects of your care – physical, emotional, financial, social.

Primary Care is the foundation of our healthcare ecosystem because it’s the foundation for your well-being.

My family and I feel as if our doctors are always reachable and available to hear even the smallest of concerns! Stellar service and commitment to providing excellence in medicine. – L.S.

How Does this Model Make me Healthier?

Most traditional primary care physicians have 1000’s of patients. We limit our physicians to 700. Why? This allows them to have more face time with YOU. When a physician has time to get to know the whole you, this means a healthier you!

Click here to review all the different ways a Primary Care Physician can help you.

Lower Costs

There are two ways to truly cut healthcare costs: smarter utilization of the healthcare system and lower prices.

We want you to use Primary Care. Primary care is the only part of the healthcare system that is designed to help prevent health problems and treat new issues as early as possible. When Primary Care Physicians have the flexibility and support, they are able to handle 60-80% of healthcare needs.

Studies show that patients with access to a personal 24/7 primary care physician experience:

  • 66% fewer specialist visits
  • 65% fewer emergency department visits
  • 82% fewer surgeries
  • 35% fewer hospitalizations

With HIPnation, you have no primary care copays and no primary care deductibles. You may see or contact your physician as often as you need. That means less utilization in other costly areas.

Let’s be wise about how we use healthcare services.

Cost transparency means you know the price beforehand. We have low, HIPnation-negotiated True Cost rates for labs, specialty services, and imaging. Within our community that means True Cost rates all the way up to the hospital door.

Insurance For Protection

To complete your healthcare solution, wrap your HIPnation care with an insurance product to protect you financially and offset the cost of high-cost health events. Since most of healthcare can be managed in primary care, the cost of these insurance products decreases significantly as well.

The effect of this approach: reduce your total healthcare costs by as much as 50%. Better value for your healthcare dollars.

Watch this video about what health insurance should be for then contact us so we can help you find the protection product that is right for you.

What is the Cost?

HIPnation operates within a membership model. You pay a monthly flat fee and can contact or see your physician as often as you need. There are no additional primary care copays or deductibles. Please note that a 6 month membership is required.

The cost of HIPnation membership is $100 per person, per month.

If you do need to access care outside of primary care we have negotiated for significantly reduced costs for labs, specialty visits, and imaging. These True Cost rates are paid at the time of service, just like most other things you buy.

The wrap-around insurance coverage cost varies based on the type of insurance or cost-sharing product you select and your deductible amount. With this insurance only being used in its proper place, we have found that most individuals and families save 30-50%.

Let us help you create your total healthcare solution. Call us at 888-676-6007 or email us at info@HIPnation.com.

To learn more about how we deliver low-cost, patient-centered healthcare with insurance in its proper place, click here.

Let Us Help You

Since we strongly recommend you wrap HIPnation with an insurance product to protect you financially, you should consider one of the many available insurance or cost-sharing products described below. The cost of these vary so please call us at 888-676-6007 so we can help you find the right one for you.

Indemnity Insurance

(can be added to a HIPnation membership)

Indemnity insurance is an agreement between a patient and an indemnity company. (Traditional insurance, on the other hand, is an agreement between a patient and the doctor or facility.) Indemnity insurance typically allows a person to visit any doctor or hospital. The indemnity insurance company has agreed with a patient ahead of time to pay a portion of doctor and hospital charges. Indemnity policies are used to help offset healthcare costs. For example, when you use an indemnity product there is no copay or deductible. You simply pay the actual cost of the product or service, submit a claim to the indemnity company, and they send you a check.

One indemnity product often chosen by our members is a product provided by New Era. New Era indemnity plan benefits can be tailored to meet your desired level of protection. New Era plans, however, are medically underwritten, which simply means that some pre-existing medical conditions will exclude certain people from having a New Era plan. For those who are excluded from using an indemnity plan you should consider other indemnity plans or traditional insurance, such as that offered on the individual market exchange.

If you would like to learn more about how HIPnation membership works with an indemnity plan, please call 888.676.6007.

Health Care Sharing Ministries

(can be added to a HIPnation membership)

A health care sharing organization facilitates sharing of health care costs among individual members who have common ethical or religious beliefs. Such organizations are not insurance companies and do not make guarantees regarding payment. There are a number of such organizations to choose from including Samaritan Ministries, Medi-Share, Christian Healthcare Ministries, Liberty Share, and Sedera Health.

HIPnation members receive great primary care and significantly reduced cash rates for outpatient care. The health care sharing organizations can be used to help protect against expensive outpatient and inpatient care costs. Since most of healthcare can be managed in primary care and is no longer under the constraints of insurance, the cost of these protection products decreases significantly as well.

If you would like to learn more about how HIPnation membership works with a health care sharing ministry option, please call 888.676.6007.

Traditional Insurance

(can be added to a HIPnation membership)

Traditional insurance is what most people think about when talking about health insurance. Traditional insurance is an agreement between a patient and the doctor or facility. In many traditional insurance settings, primary care doctors are overwhelmed with large numbers of patients and the bureaucracy of the insurance system. Doctors in an insurance-based system often have to spend many hours dealing with the insurance system rather than caring for their patients. We believe that there is a better way. However, if an individual is unable to get an indemnity product because of a pre-existing condition or is not accepted to participate in a medical sharing organization, traditional insurance purchased individually or on an individual exchange should be considered.

If you would like to learn more about how HIPnation membership works with traditional insurance, please call 888.676.6007.

Medicare

(a government-based payment system that is separate from your HIPnation membership)

Medicare is the federal health insurance program for people who are 65 or older and certain people with disabilities. Some of our older members and those with certain disabilities will pair HIPnation membership with Medicare. In such cases, Medicare is used as catastrophic protection for members while such members enjoy the benefits of a close relationship with their HIPnation Primary Care Physician. This personal engagement with your doctor decreases the risk of hospital readmissions and minimizes other potential complications.

Unfortunately, government-based systems can be complicated, so we recommend to those who are interested in this approach speak with brokers who can help them. If you would like to learn more about how HIPnation membership works with Medicare, please call 888.676.6007. Our representative will direct you to a broker with Medicare experience.

What can be Managed in Primary Care?

Preventive Health

  • Yearly exams
  • Unlimited exams
  • Blood pressure screening
  • Cholesterol screening
  • Colorectal screening
  • Depression screening
  • HIV screening
  • Diabetes screening
  • EKG
  • Urine analysis
  • Fecal occult blood test
  • Flu vaccine
  • Global view of all your medications
  • Pap smear

Chronic Conditions

  • Asthma
  • Arthritis
  • Diabetes
  • High blood pressure
  • High cholesterol
  • Hepatitis

Health & Wellness

  • Healthy habits
  • Weight management
  • Medical advice on diet, nutrition, lifestyle, exercise, stressors
  • Alcohol and drug use assessment and plans
  • Pregnancy test

Sickness & Care

  • Colds, flus, and viruses
  • Aches and pains
  • Skin tag and wart removal
  • STDs
  • Acute wound care and management
  • Ear irrigation for wax
  • Incision and drainage of superficial abscesses

Coordinating Care Outside of Primary Care

  • Assistance in making specialty visits
  • Assistance in finding lowest prescription medication prices

*Some services may vary slightly by physician

Prescription Medications

(not included in your HIPnation membership)

Many people do not understand that medication costs can often be higher in an insurance-based system than if people simply pay cash for their medications. The co-pays for medications are often more than the actual cost of a medication. Most of our members find that all of their medication costs considered together with their total healthcare spend is less than in an insurance system.

At HIPnation, our Primary Care Physicians and our partners work together to help ensure that patients use effective medications provided at the right price.