You make time for what’s important.
So do we.

Click HERE to see all the ways a Primary Care Provider can help you.

Innovatively Developed

(But, not really.)

With everything else you buy, you know the price and pay for it when you buy it.
Why does healthcare not work this way? If it did, it wouldn’t cost so much.

Healthcare is not expensive until you buy it with an insurance card.


When you purchase healthcare with an insurance card, you are paying for your healthcare and coding, billing, claims denial processing, pre-certification, prior authorization, lawyers, accountants, consultants, insurance executive salaries…you get the point.

If you purchase healthcare services without an insurance card, you pay for healthcare. That’s it.


When you purchase healthcare without an insurance card, you can purchase healthcare anywhere. No insurance networks. No restrictions.

Cost: Minor Healthcare Needs

Your monthly payment gives you all-access primary care and our 90% reduced rates for labs. Primary care can manage up to 80% of your healthcare. But if you have a minor healthcare need outside of primary care, you will use the “no-insurance-card principle.”

Everyone takes cash—even in medicine.

Paying cash for your healthcare means you get the same service, but at a lower price.

When you pay in cash, you pay 30-60% less for imaging, specialty care, and urgent care. HIPnation has negotiated many of these rates for you. Now you are only paying for healthcare, not all the middlemen.

What does this look like?

Couple in their 50’s:

Current Yearly Premiums: $19,536 ($1,628/month) +
Comparable New HIPnation Solution: $7,032 ($586/month)

+ based on Blue Cross Blue Shield Silver Plan

The Idea is Simple.

If you start with $12,000 in cost savings, you can buy a lot of minor healthcare services, especially when you are buying them using the HIPnation-negotiated or cash rates.

Cost: Major Healthcare Events

Your total monthly payments include either a cost-sharing or indemnity product, either of which provide safeguards for life’s medical uncertainties.

Individually Designed

To build the best healthcare solution for you, we need to get to know you.

You can either enroll online here and then call us to complete your enrollment with a cost-sharing or indemnity product, or you can call us and we will fully enroll you.

Or use this link to schedule a call with one of our Advisors.

If you only enroll here online, your healthcare solution will not include your high-cost safeguard (for hospitalizations, ER, high-cost medical needs, etc.). Only licensed insurance brokers are able to enroll you with an insurance product.


It’s like having a doctor in the family.

What can be Managed
in Primary Care?

Preventive Health

  • Yearly exams
  • Unlimited exams
  • Blood pressure screening
  • Cholesterol screening
  • Colorectal screening
  • Depression screening
  • HIV screening
  • Diabetes screening
  • EKG
  • Urine analysis
  • Fecal occult blood test
  • Flu vaccine
  • Global view of all your medications

Chronic Conditions

  • Asthma
  • Arthritis
  • Diabetes
  • High blood pressure
  • High cholesterol
  • Hepatitis

Women’s Health

  • Pap smear
  • Pregnancy test

Health & Wellness

  • Healthy habits
  • Weight management
  • Medical advice on diet, nutrition, lifestyle, exercise, stressors
  • Alcohol and drug use assessment and plan

Sickness & Care

  • Colds, flus, and viruses
  • Aches and pains
  • Skin tag and wart removal
  • STDs
  • Acute wound care and management
  • Ear irrigation for wax
  • Incision and drainage of superficial abscesses

Coordinating Care Outside of Primary Care

  • Assistance in making specialty visits
  • Assistance in finding lowest prescription medication prices


Healthcare as it should be.

Great Doctor-Patient Relationship

We have been with HIPnation for a year now and our experience has been great! Our doctors spend as much time with us as we need to fully understand our health and treatment plans. It is refreshing to have Doctors making decisions on our behalf instead of insurance companies. It is a unique medical experience with HIPnation and I recommend them to anyone looking for great healthcare!

– By K.R., Member since 2019

A New Healthcare Experience

Frankly, I was becoming frustrated with navigating the healthcare maze. More and more it felt as if I was falling through the cracks in a bureaucratic system. I was no longer a person, but a number. The fact is I was having to take charge of getting the care I needed and it left with me a feeling ill-equipped, wondering if I was going about it in the right way. It’s like being in a boat with no captain. My initial appointment was two hours and it was the most constructive and thorough session I have ever had with a doctor. My boat now has a captain to steer it, and it is relieving and satisfying to know I’m not alone in unchartered water. I highly recommend utilizing this new concept in health medicine.

– By S.G., Member since 2020

HIPnation Provides First Aid To The Healthcare System

As anyone who has tried to use it knows, the U.S. healthcare system is in chaos. Managed care, Pharma, and big institutional providers now dominate the landscape and are difficult to navigate. The last year brought major healthcare challenges to our family with both a cancer scare and a heart attack and bypass surgery. The accessibility and administrative support provided by our HIPnation doctor, along with help interpreting specialist reports and tests has been a huge help in making this a manageable process. I believe the HIPnation model removes a lot of the barriers to care that are now embedded in the system and this, in turn, lets our HIPnation doctor and his staff engage in the kind of high-touch high quality medical care that we all want.

– By P.S., Member since 2018

We Love our HIPnation Doctor!

My experience with him as a patient has always been extremely positive. He is smart, knowledgeable, and caring. The HIPnation model removes red-tape, paperwork, and time constraints of the old medical system. Just one example: Prescription refills, which in the past might take several attempts, phone calls, and people to go through are now filled almost immediately. My last visit to see him was like a visit at his or my home – very relaxing, unhurried, and positive. Recently, I called his office with a health concern and learned he was attending a medical conference. Despite this, Dr. Herrera called me back from the conference and was able to address my concern over the phone. I cannot say enough great things about Dr. Herrera and HIPnation!

– By J.Z., Member since 2018

Awesome Experience & Less Cost

HIPnation offers a wonderful new approach to primary healthcare without the dredges of over-priced health insurance. I had my physical today with my HIPnation doctor and learned more than any other physician has told me in years. I spend a fraction of what I spent with traditional health insurance.

– By L.M., Member in 2019

Love Remote Access

Absolutely LOVE having access to Dr. Bush via email, text, and phone. Discovered a UTI coming on Saturday and was able to discuss a plan of care that allowed my body to try and fight it off naturally. By Monday, I was starting to feel worse, so I sent a text to Dr. Bush. Her office called me immediately, and I was in to see her within two hours. Picked up my antibiotic and 24 hours later I felt like a new woman! Thank you HIPnation and all the people behind this movement that has been a long time in coming!!!

– D.N., Member since 2018

Prescription Medications

Medication costs can often be higher in an insurance-based system than if people simply paid cash. The copays for medications are often more than the actual cost of the medication. Most of our members find that all of their medication costs considered together with their total healthcare spend is less than in a traditional insurance system.

Our Primary Care Providers work with you to find the lowest possible medication cost.
We use resources such as GoodRx as well as certified international pharmacies.

Get My Quote