You make time for what’s important.
So do we.
Time Spent Listening to You
Your first visit will be 45 minutes to 1 ½ hours long. This gives your doctor the opportunity to learn about your diet, your stressors, your sleep patterns, your relationships, your work-life balance—all those things that actually affect your wellbeing.
We Don’t Just Prescribe You a Pill
Sometimes medications are necessary. But too often they don’t solve the real problem.
88 million people in the US are pre-diabetic. This is associated with heart disease, stroke, and early death. Is this really due to a lack of a pill?
No Primary Care Copays
Copays can be barriers to care. We want you to engage with your doctor as often as you need.
(But, not really.)
With everything else you buy, you know the price and pay for it when you buy it.
Why does healthcare not work this way? If it did, it wouldn’t cost so much.
Healthcare is not expensive until you buy it with an insurance card.
When you purchase healthcare with an insurance card, you are paying for your healthcare and coding, billing, claims denial processing, pre-certification, prior authorization, lawyers, accountants, consultants, insurance executive salaries…you get the point.
If you purchase healthcare services without an insurance card, you pay for healthcare. That’s it.
When you purchase healthcare without an insurance card, you can purchase healthcare anywhere. No insurance networks. No restrictions.
Cost: Minor Healthcare Needs
Your monthly payment gives you all-access primary care and our 90% reduced rates for labs. Primary care can manage up to 80% of your healthcare. But if you have a minor healthcare need outside of primary care, you will use the “no-insurance-card principle.”
Everyone takes cash—even in medicine.
Paying cash for your healthcare means you get the same service, but at a lower price.
When you pay in cash, you pay 30-60% less for imaging, specialty care, and urgent care. HIPnation has negotiated many of these rates for you. Now you are only paying for healthcare, not all the middlemen.
What does this look like?
Couple in their 50’s:
Current Yearly Premiums: $19,536 ($1,628/month) +
Comparable New HIPnation Solution: $7,032 ($586/month)
YEARLY SAVINGS: $12,504
+ based on Blue Cross Blue Shield Silver Plan
The Idea is Simple.
If you start with $12,000 in cost savings, you can buy a lot of minor healthcare services, especially when you are buying them using the HIPnation-negotiated or cash rates.
Cost: Major Healthcare EventsYour total monthly payments include either a cost-sharing or indemnity product, either of which provide safeguards for life’s medical uncertainties.
To build the best healthcare solution for you, we need to get to know you.
You can either enroll online here and then call us to complete your enrollment with a cost-sharing or indemnity product, or you can call us and we will fully enroll you.
If you only enroll here online, your healthcare solution will not include your high-cost safeguard (for hospitalizations, ER, high-cost medical needs, etc.). Only licensed insurance brokers are able to enroll you with an insurance product.
It’s like having a doctor in the family.
What can be Managed
in Primary Care?
- Yearly exams
- Unlimited exams
- Blood pressure screening
- Cholesterol screening
- Colorectal screening
- Depression screening
- HIV screening
- Diabetes screening
- Urine analysis
- Fecal occult blood test
- Flu vaccine
- Global view of all your medications
- High blood pressure
- High cholesterol
- Pap smear
- Pregnancy test
Health & Wellness
- Healthy habits
- Weight management
- Medical advice on diet, nutrition, lifestyle, exercise, stressors
- Alcohol and drug use assessment and plan
Sickness & Care
- Colds, flus, and viruses
- Aches and pains
- Skin tag and wart removal
- Acute wound care and management
- Ear irrigation for wax
- Incision and drainage of superficial abscesses
Coordinating Care Outside of Primary Care
- Assistance in making specialty visits
- Assistance in finding lowest prescription medication prices
Medication costs can often be higher in an insurance-based system than if people simply paid cash. The copays for medications are often more than the actual cost of the medication. Most of our members find that all of their medication costs considered together with their total healthcare spend is less than in a traditional insurance system.
Our Primary Care Providers work with you to find the lowest possible medication cost.
We use resources such as GoodRx as well as certified international pharmacies.