We analyze your current healthcare spending to identify
new opportunities to decrease cost.
HIPnation Complete
Best for 5 – 125 employees.
Save 10 – 35% on premiums.
We actively manage your spending throughout the year (to protect your Claims Fund).
Built upon the Direct Primary Care (DPC) foundation.
A richer benefit for your employees.
The Complete Solution
We protect your money.
Premium Savings of 10 - 35%
Our underwriters understand how we work and the value of our primary care. As a result, the premiums from our Stop Loss carriers are lower.
Level Funded
Fully underwritten, ERISA compliant insurance plan with technology-enabled TPA.
Direct Primary Care
HIPnation Complete is built upon the foundation of Direct Primary Care, with 24/7 access for your employees with no copays.
Low Deductibles
Our plans have lower deductibles. And employees receive 80-85% of their care in our HIPnation primary care at $0 cost to them with no effect to the Claims fund.
Care Team Support
Our HIPnation Care Team helps each of your employees navigate the healthcare system.
Claims Fund Management
We look everywhere and use every tool to save you money. We intimately and actively manage your plan all year long.
Why are costs so high and yet people are getting sicker?
The Current System
Physicians and employees are trapped in an insurance system that has little to do with care.
Patients Getting Sicker
More than a 20% increase in preventable chronic disease in the last two decades.
Costs Continue To Rise
Premiums have grown 3x faster than workers earnings.
People Avoid Care
Greater then 1 out of 3 people avoid medical care due to cost.
It's a Problem with the Foundation
Primary Care doctors see 25 patients a day
The doctor/patient relationship has been lost
Health insurance is set up as a transactional-based system
Change the Foundation to Direct Primary Care (DPC)
DPC removes the distractions and overhead expenses created by insurance and replaces it with a fixed monthly membership fee.
Doctors see 6-8 people a day
30-90 minute visits
600 people per physician
Proactive focus on health, lifestyle medicine, and chronic disease management
Patient engagement to develop an enduring relationship
Multiple clinics in the community give your employees a greater choice
Healthcare is local—our physicians know the local medical community
A team aligned to help your employees find the best care at the best price
HIPnation Direct Primary Care can manageÂ
0%
of your healthcare needs.Â
Our Approach
Built on Direct Primary Care (DPC)
Our foundation is unlimited, no copay access to HIPnation Primary Care. Our doctors see 6-8 people a day, spending time listening.
Protect Your Claims Fund
The key to savings is a strategy that ensures the Claims Fund is used wisely. We intimately and actively manage the plan.
Help Your Employees
Our Care Team helps employees throughout the year to navigate the healthcare system and find the best care at the best price.
We have the only HSA-eligible product where all primary care can come as $0 to the employee.
We apply the HIPnation SOAP approach
to evaluate your business.
Subjective
What matters most to you as an employer? What is your corporate culture? What are your pain points?
Objective
What is your medication spend and healthcare utilization data? How much are you paying for your healthcare?
Assessment
We glean insights from your subjective input and evaluate your objective data to formulate a solution.
Plan
Create a three-pillar plan: 1. Enact immediate cost-savings. 2. Provide Direct Primary Care (DPC) for each employee. 3. Reduce costs throughout the year as your purchasing agent.